Did you know your online activities might raise your home insurance costs? Insurance companies are using digital footprints more often to assess risk, which can lead to higher premiums. Your social media posts, online purchases, smart home devices, and browsing history all play a role in your risk profile. In this article, we will look … Read more
In today’s tech-driven world, home automation offers more than just convenience. It can also help you save on insurance. Smart home devices like security cameras, smoke detectors, water leak sensors, and automated locks give insurers real-time risk data. This can lead to lower premiums. But how do you leverage home automation effectively to prove that … Read more
Have you ever felt like your insurance premium is just too high? You’re not alone. Most people assume that getting a lower rate requires complex negotiations or switching providers. But what if I told you there’s a simple trick—one that costs just $1—that could significantly lower your premium? It sounds too good to be true, … Read more
If you’re like most people, you’re probably overpaying for insurance without even realizing it. I was in the same boat until I decided to make a simple phone call. The result? My insurance cost dropped by a staggering 40%! No gimmicks, no complicated negotiations—just a straightforward conversation that saved me hundreds of dollars. If you’re … Read more
Most policyholders quickly skim their insurance documents. They focus on the premium, coverage amount, and deductibles. However, they often miss clauses in the fine print that could save them thousands. Insurance companies include various provisions. Many policyholders never use these because they don’t know they exist. These clauses can cover costs for rental cars, identity … Read more